Caitlin Taylor
Available for contract · 14 years in regulated banking

Caitlin Taylor

Target Operating Model design, regulatory remediation and systems implementation across UK and global banking: J.P. Morgan, Barclays, Standard Chartered, Santander and National Australia Bank. Operating Model Design Lead on a c.£120m FCA Section 166 programme; Fenergo and Napier implementation; AML, KYC, sanctions and financial crime as a practitioner.

Ratefrom £670/day Available1 October 2026 BaseLondon & South East · hybrid or remote StatusUK citizen · no sponsorship required
Full professional profile · 14 years in regulated banking

Exec Summary

Four contract roles, one career. This page is the full record; the four that follow are the same experience angled at a particular brief.

Day rate
from £670
Available
1 Oct 2026
Location
London · hybrid
Certified
CAMS · AgilePM · PRINCE2

In short

Lead programme designer and Target Operating Model specialist with 14 years across UK and global banking, covering retail, business, private, wealth, correspondent and markets. I work at the point where regulatory expectation, operating model and the systems that enforce them meet. Operating Model Design Lead and Senior Delivery Lead on a c.£120m, three-year FCA Section 166 remediation at Barclays: designed the phase operating models, governance frameworks, programme-wide SOPs and the full Skilled Person submission process, closing all three phases on time with every evidence pack accepted first time. Equally at home in regulated technology delivery. Practitioner background in AML, CDD, sanctions and the front-to-back trade lifecycle. Creator of ACON® (Agile Controls).

The five things I'm hired for

  • Design. Current-state assessment and gap analysis, target operating model design, process, control and governance design across first and second line, SOP authoring and validation.
  • Deliver. Programme mobilisation, multi-workstream delivery, PMO, RAID and change control, Board and regulator-facing MI, closure and handover to BAU.
  • Build. Requirements and solution design, vendor selection and SOW, sprint planning with developers, test design and UAT, data migration, cutover, training and adoption.
  • Prove. Validation methodology, pass/fail criteria, component-level traceability to findings, attestation and closure packs, assurance designed with Internal Audit and Second Line.
  • Teach. 1,000+ hours of live training delivery; 150+ PMs and BAs at Barclays, a 200+ trained global BA academy at Excelian, a QA and Validation office at J.P. Morgan.

Where I've done it

  • Barclays · Oct 2022 – Mar 2026: S166 Operating Model Design Lead & Senior Delivery Lead, Director level.
  • Excelian (Luxoft) · Dec 2019 – Sep 2021: TOM design and technology implementation; Fenergo and Napier across North America and Africa.
  • Santander UK · Jul 2020 – Jan 2021: client onboarding design, 250+ clients onboarded.
  • National Australia Bank · Jan 2018 – Jul 2018: enterprise-wide remediation, 12 work streams and 20 processes.
  • Standard Chartered · 2015: Intelligence Analyst, High Risk Client Account, Financial Crime Compliance.
  • J.P. Morgan Chase · 2012 – Jun 2017: BA/Junior PM, then second-line Compliance Officer, then Project Manager for Agent & Correspondent Banking.
  • Caitlin Taylor Limited · 2017 – present: freelance TOM design and the technology that runs it, plus a training practice.

Full competency set

Target operating model designS166 remediationSkilled Person & FCA engagementRegulatory change managementCurrent-state & gap analysisProcess & control design (1LoD/2LoD)Control effectiveness validationAttestation & closure packsChange control & governancePMO design & MIPlatform implementation & migrationTest, validation & traceabilityData integrity & governanceAML · CDD · financial crimeConsumer DutySMCRTPRM & supplier lifecycleOperational resilienceRAID & risk managementRequirements & test case designSOP authoring & validationAudit-ready process designAI-enabled delivery & AI governanceUK GDPR by designTraining & capability buildStakeholder & vendor managementACON® (Agile Controls)

Evidence

£120mOperating Model Design Lead and Senior Delivery Lead on a three-year FCA Section 166 remediation across 13 work streams.Barclays, 2022–2026
3 / 3Phases closed on time, every evidence pack accepted first time by the Skilled Person.Barclays S166
50%+Uplift in validation pass rates under an authored methodology mapping 36+ work packages and 1,200+ components to regulatory findings.Barclays S166
80%Cut in manual reporting and document-maintenance effort from the MI architecture built in SharePoint, Power BI and the GRC platform.Barclays S166
15 / 45%Projected operating-cost and operational-risk reduction from the target-state model for an enterprise-wide remediation.National Australia Bank
200+Business analysts trained through a global training academy created from a business case she wrote.Excelian (Luxoft)

To discuss a brief

Direct contact, no portal. Tell me the programme, the phase it is in and the problem you actually have. I will tell you honestly whether I am the right fit for it.

Email [email protected]
Phone +44 (0) 7935 045 361
Rate from £670 per day · open to inside or outside IR35 engagements